Housing Counseling program provides counseling to consumers on seeking, financing, maintaining, renting, or owning a home. Click here for information on how to pay off your home in 9 years with your current mortgage payment.
Help find community resources and solutions to our client's needs.
Provides financial counseling, credit counseling, financial software to pay off debts and student loans.
Help low-income seniors and persons with disabilities find and enroll in all the benefits programs for which they are eligible, and create coordinated, community-wide systems of benefits access. These benefits include: SNAP, LiHEAP and Medi-Cal
Life settlements allow a life policy holder, in most cases 65 years and older, to obtain cash for unwanted or unaffordable policies. At some point many seniors find that they need cash for living expenses instead of their existing policies.
1. A 66-year-old man had a term insurance policy that was reaching the end of its term. He sold the policy for $75,000. He was on the verge of walking away with nothing as most people do because THEY DO NOT KNOW THAT THEY HAVE THIS OPTION.
2. A client with a $200,000 universal life policy with $600 cash in it. The client didn't need it anymore and didn't want to put anymore money in it. So instead of surrendering the policy for $600 she cashed a check for $95,000 for selling the policy.
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